Supplemental coverage that pays cash benefits directly to you when unexpected accidents or serious illnesses happen.
Accident insurance provides cash benefits when you experience a covered accident, from a broken bone to a more serious injury. The money is paid directly to you, and you can use it however you need: medical bills, rent, groceries, or anything else while you recover.
Critical illness insurance pays a lump-sum cash benefit if you're diagnosed with a covered serious condition like cancer, heart attack, or stroke. It's designed to help with the costs that regular health insurance doesn't cover.
Even with good health insurance, a serious accident or illness can create significant out-of-pocket costs. Supplemental plans fill those gaps with cash you can use for anything, helping you stay financially stable when the unexpected happens.